When we met with the advisors at Clear Sky Financial, our main concern was our expected estate costs.  After evaluating our estate, we figured out our kids would get less than half of their inheritance through estate costs and taxes with our current plan.

We wanted our children to receive as much as they could from all the years of our working and saving.  When we met with the advisors at CSF, we let them know that our goal was to maximize the amount of our assets to pass to our children and we also were interested in leaving a large portion to our favorite charity. 

After evaluating our situation, the advisors created a plan using estate planning tools that helped lower estate cost and ensured the majority of our assets went to the children while also supporting our charity that will hopefully help thousands of people. 

We never even knew about these strategies and would have lost so much money that now will benefit our children and grandchildren’s futures and hopefully will help people who need it the most.

*Note: This is a hypothetical illustration