About Us


We are a team of professionals pooling our education, experience and resources to every case that comes across our desk. Clear Sky is devoted to improving your financial position, prioritizing your goals, and taking action with confidence.

From the beginning, founders Andrew Hickey, Randy Smith and John Paulson set forth the pillars of providing an atmosphere that leads to productive discussion, remaining objective, and acting in your best interest. When you entrust us with your finances, you have the benefit of working with a team of professionals, each focused on treating you like a member of our family.

Frequently Asked Questions

We believe a financial advice relationship is founded on respect for our clients.  Our Mission is to compassionately listen with the intention to fully understand what our clients are looking for.  It is not uncommon for a potential client to come to us because they feel they could do something more or would like a second opinion.  Therefore, we offer a no cost or obligation financial consultation to get to know each other. 

We invest a great deal of time and energy up front to create a personalized plan, educate the client on their options, and implement steps to make progress towards prioritized financial goals.  It starts with creating a flexible financial foundation to provide liquidity and security for short term financial responsibilities.  From this platform, the client is able to accumulate assets toward long-term goals like education and retirement.  Laying the groundwork for a solid long-term financial relationship is in our best interest.  In short, the more successful you are, the more successful we become together.

We enjoy working with individuals and families who understand the value of professional advice from experts.  Our clients appreciate the honesty, transparency, and support they receive as real people making serious decisions about their financial structure and personal financial goal achievement.  Clear Sky Financial upholds the highest standard of information security and confidentiality.  A client will never be judged, or ranked against others, because your circumstances are unique.  Our team of experienced advisors make sure to understand the complete financial picture in order to identify opportunities and reduce confusion by eliminating options that don’t apply.    

The key difference between a Registered Investment Advisor (RIA) and other types of investment advisors is that RIAs must legally act in a fiduciary capacity at all times. In the eyes of many, this makes RIAs much more trustworthy than some of their main competitors, like insurance companies, mutual funds, and Investment Advisor Representatives (IAR) at broker-dealers.

The bottom line is an RIA can offer personalized advice based on your investment objectives, risk tolerance, age, and life stage. They can pinpoint strategies or investments that may be best suited to reaching your goals and help guide you through major life changes or periods of market volatility. Because RIAs are fiduciaries, they are typically more objective in their approach.

At Clear Sky Financial, we do not charge commissions, or sell proprietary products.  You will not be billed for phone calls or requested meetings to handle pressing issues.  In fact, you will never write a check to pay for services rendered.  Instead, we charge a flat fee percentage on assets under management consistent with the financial industry.  The fee is determined by the amount of assets managed and complexity of your financial situation.  Because a firm must register with the Securities and Exchange Commission (SEC) or State regulator to become an RIA, these costs will always be transparent to you. This helps to take some of the guesswork out of the world of investing.

Meet The Team

Andrew Hickey, CFP®​

Financial Advisor / Managing Principal

John W. Paulson​

Financial Advisor / Chief Investment Advisor

Angie Hickey

Office Manager